Services we Provide in Kenya
Royex Technologies · Serving Kenya
Fintech & Software Development Company for Kenya
Kenya invented mobile money for the world — and Royex Technologies builds the platforms that run on it. From M-Pesa-integrated wallets and lending apps to SACCO systems, agritech platforms, agent networks, ERP, and logistics technology, we bring Gulf-grade engineering to Nairobi's tech economy at pricing that makes sense for East African growth. Delivered under a one-time perpetual license: your platform, your data, your asset — no per-transaction fees eating your margins.
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Proof before promises
The work that makes us credible for Kenya — delivered, live, and verifiable.
Neom AFC Champions League
Neom AFC Champions League
Case Study: Revolutionizing Fan Experience - Developing a Ticketing System for NEOM AFC Champions League. Seamless, Secure, Spectacular
Neom Beach Games
Neom Beach Games
Explore our case study on transforming Neom Beach Games through a tailored ticketing system, streamlining event access and administration
Al Sharqiya
Al Sharqiya
Explore our Al Sharqiya website & app case study. Witness how we transformed digital presence, enhancing user engagement and brand visibility
Coca-Cola FIFA World Cup™ Trophy Tour
Coca-Cola FIFA World Cup™ Trophy Tour
Crafting a seamless ticketing system for Coca-Cola FIFA World Cup™ Trophy Tour. Efficient, secure, and unforgettable fan experiences
What we build for businesses in Kenya
Every system is delivered under a one-time perpetual license — you pay once and own the software, the source code, and your data forever.
M-Pesa Integrated Platforms
Safaricom Daraja API integration — STK push, C2B, B2C, transaction status, and reconciliation — for wallets, lending apps, marketplaces, pay-as-you-go utilities, and subscription businesses.
M-Pesa Integrated Platforms
Safaricom Daraja API integration — STK push, C2B, B2C, transaction status, and reconciliation — for wallets, lending apps, marketplaces, pay-as-you-go utilities, and subscription businesses.
Digital Lending Platforms
Loan origination, alternative credit scoring, disbursement via M-Pesa B2C, repayment management, and collections workflows — with the audit trails and reporting Kenya's tightening digital-credit regulation demands.
Digital Lending Platforms
Loan origination, alternative credit scoring, disbursement via M-Pesa B2C, repayment management, and collections workflows — with the audit trails and reporting Kenya's tightening digital-credit regulation demands.
SACCO & Microfinance Systems
Member management, savings and share accounts, loan cycles, dividends, mobile member access, and regulatory reporting — delivered under a perpetual license so the institution owns its system outright, not a vendor subscription.
SACCO & Microfinance Systems
Member management, savings and share accounts, loan cycles, dividends, mobile member access, and regulatory reporting — delivered under a perpetual license so the institution owns its system outright, not a vendor subscription.
Wallet & Agent Network Platforms
Complete stacks: core ledger, customer apps, agent cash-in/cash-out portals, float management, and commission engines — engineered for mobile-money transaction volumes from day one.
Wallet & Agent Network Platforms
Complete stacks: core ledger, customer apps, agent cash-in/cash-out portals, float management, and commission engines — engineered for mobile-money transaction volumes from day one.
Agritech & Cooperative Platforms
Farmer registration, produce collection and weighing, payment disbursement via mobile money, input credit tracking, and traceability — for coffee, tea, dairy, and horticulture cooperatives and off-takers.
Agritech & Cooperative Platforms
Farmer registration, produce collection and weighing, payment disbursement via mobile money, input credit tracking, and traceability — for coffee, tea, dairy, and horticulture cooperatives and off-takers.
Logistics & Fleet Technology
GPS tracking, dispatch, proof of delivery, fuel analytics, and route optimisation on our Fleeto platform — for transporters on the Mombasa–Nairobi–Kampala corridor and last-mile operators.
Logistics & Fleet Technology
GPS tracking, dispatch, proof of delivery, fuel analytics, and route optimisation on our Fleeto platform — for transporters on the Mombasa–Nairobi–Kampala corridor and last-mile operators.
E-commerce & Marketplace Development
Multi-vendor marketplaces and owned commerce channels with M-Pesa-first checkout, county-wide delivery management, and vendor payout automation.
E-commerce & Marketplace Development
Multi-vendor marketplaces and owned commerce channels with M-Pesa-first checkout, county-wide delivery management, and vendor payout automation.
ERP & Distribution Systems
Multi-branch ERP for Kenyan distributors, manufacturers, and retail groups — inventory, van sales, route accounting, and consolidated reporting.
ERP & Distribution Systems
Multi-branch ERP for Kenyan distributors, manufacturers, and retail groups — inventory, van sales, route accounting, and consolidated reporting.
Health & Insurance Technology
Clinic management, insurance claims workflows, and member platforms for Kenya's private healthcare and insurance sector.
Health & Insurance Technology
Clinic management, insurance claims workflows, and member platforms for Kenya's private healthcare and insurance sector.
Industries we serve in Kenya
How we work with clients in Kenya
No local office overhead — which is exactly why our pricing wins. Here is what working with us actually looks like.
Video-first delivery
Nairobi and Dubai share nearly identical working hours — scoping, weekly demos, and support all happen live.
Nairobi visits
Direct daily flights from Dubai — we travel for kickoffs, regulator-facing demos, and go-lives, and visit twice a year minimum.
Local partner network
We work alongside established Kenyan IT partners for on-the-ground support where projects need it.
Built to scale
Architecture sized for Kenyan transaction volumes from day one — mobile money traffic is unforgiving, and we engineer for it.
We know the Kenya market
The regulatory and commercial details that separate a real Kenya partner from a find-and-replace vendor.
Daraja / M-Pesa native
Safaricom Daraja API integration — STK push, C2B, B2C, and reconciliation — is standard in every Kenyan platform we build.
CBK-aware architecture
KYC, AML screening, audit trails, and reporting designed with Central Bank of Kenya and digital-credit regulation in mind — your compliance advisors lead, our systems support.
USD-stable commercials
Contracts and pricing in USD to protect both sides from currency movement, with milestone-based payments.
Own your platform
Perpetual license with full source code — critical in a market where per-transaction platform fees quietly kill fintech unit economics.
Frequently Asked Questions
Yes — Safaricom Daraja API integration (STK push, C2B, B2C, transaction status, and reconciliation) is a standard component of every Kenyan platform we build, alongside card payments and bank transfers.
Yes — member management, savings and share accounts, loan origination and repayment, dividends, mobile access, and regulatory reporting, delivered under a perpetual license so the institution owns its system outright.
Yes — farmer registration, produce collection and weighing, mobile-money payment disbursement, input credit, and traceability for coffee, tea, dairy, and horticulture value chains.
We contract in USD with milestone-based payments. Indicatively: M-Pesa-integrated apps from USD 30,000; lending and SACCO platforms from USD 60,000; agritech cooperative platforms from USD 45,000; and full wallet platforms with agent networks from USD 110,000.
Nairobi and Dubai share almost the same working day, with direct daily flights between them. Scoping and weekly demos happen over video; our team travels for kickoffs and go-lives; and we partner with established local IT firms for on-the-ground needs.
Completely — perpetual license with full source code and documentation. In a market where platform vendors charge per transaction, owning your stack is the difference between scaling profitably and scaling someone else's revenue.
Ready to discuss your project in Kenya?
A 30-minute video call with our Dubai team — no commitment, real answers.
+971 56 602 7916